The Impact of a Higher Retirement Age: What You Need to Know (2026)

A pressing concern has emerged regarding the future of retirement and disability benefits for those aged 60 and above. The proposed acceleration of the retirement age by coalition parties is a double-edged sword, potentially straining the disability benefits system for older workers.

As of now, the retirement age, known as AOW, increases by eight months for each additional year of life expectancy. However, D66, CDA, and VVD have suggested a more direct alignment with life expectancy, aiming to reach age 70 sooner. This proposal, while seemingly beneficial, has a hidden consequence: it may lead to an influx of disabled employees seeking support through the WIA disability program.

A spokesperson from the UWV confirmed this concern, stating that for every three-month increase in the retirement age, several hundred more individuals aged 60 and above are likely to enter the WIA program. "The past few years have seen an upward trend in WIA applications from this age group," they explained. "A higher retirement age means a longer period of potential exposure to health issues and limitations, increasing the risk of disability."

The Impact of a Higher Retirement Age: What You Need to Know (2026)

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